Written by Sarah Geesaman
H&R Block tax services offered through CG SUPRT are in full swing. Perhaps you have already filed your taxes. What are you expecting after they are processed? A big return? Will you owe the IRS? Will you just break even? Some people completely dread filing because it leaves them with even more financial stress. Others rely on a big return this time of the year to get ahead, recover from financial difficulties of the year before or to pay off their holiday spending. But is this the way you want to live? Rather than expecting tax season to help you recover or being worried if it will cause you even more financial stress and problems, why not think proactively about your finances all year so that whatever comes by April 15, you are ready and more resilient? Whether it’s the holidays, a financial emergency, or due taxes, save for it and be ahead of the game. There is always a way to save, even on the tightest budget.
For instance, lattes, a candy bar, lunches out—no matter what your vice is, cutting back on such discretionary spending will help. An occasional impulse buy is no big deal. But, over time, you can accumulate debt, which will come back like a boomerang to ruin your budget and your long-term financial goals. Understanding the difference between your wants and needs is a vital part of saving money.
CG SUPRT can help you identify problem spending habits and teach you defense strategies to combat overspending. A Money Coach can look at your budget and spending and help you develop a plan to save. They can also help you tackle debt from credit cards, loans, mortgages, and more. If your financial difficulties come from a habit that is hard to kick, consider talking with a Health and Wellness Coach for support on breaking bad habits and getting on track to overall wellness. In addition, if you are feeling stressed by your financial situation, you can request to speak with a counselor who can support you in dealing with the life’s challenges. Simply call CG SUPRT to set up your first consultation with a Money Coach, Health and Wellness Coach, or a counselor. These services are free and confidential for you and your family members.
You can also visit the CG SUPRT website which offers a wide variety of articles and tools including:
- H&R Block Free Online Tax Filing Service
- Personal Financial Wellness Webinars
- Shop ‘Til You Drop: Curbing Compulsive Shopping
- Train Your Brain for Better Money Habits
- Health and Wellness Coaching online consultations
Get started on building your financial resilience today. Call 855-CG-SUPRT (247-8778).