As much as we try to plan for them and prepare for them, disasters and emergencies happen. Floods, earthquakes, hurricanes can cause disruption and dislocation to you and your loved ones. During the disaster you may need medical care more than ever. In the event that an emergency does happen, TRICARE takes steps to help you cope.
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TRICARE regularly reviews its coverage of procedures and expands services, procedures and processes covered to provide the best care possible to eligible beneficiaries. There are some recent additions to services covered. Beginning in December of 2016 the Auditory Osseointerated Implant (AOI) is a covered benefit for non active duty members, and has recently expanded services to diagnose and treat illness to the urinary system. Congestive Heart Failure (CHF) is also now covered under TRICARE, as well as preventive health care visits for TRICARE Prime enrolled beneficiaries age 6 and older. Read the full blog for more details!
If you have an adult child that remains dependent on you for support, they may be eligible for TRICARE benefits. In order for your child to qualify to remain your eligible dependent after age 21, or age 23 if a full time student, they must be declared as “incapacitated”. In order to meet these criteria they must be incapable of providing their own support and dependent on their TRICARE sponsor for over 50 percent of their support. Additionally the incapacitation must have occurred before age 21 or age 23 if a full time student. Your child must also be unmarried. If they are married and become unmarried, you can apply for reinstatement of benefits. Read on to see if your child qualifies, and if so what benefits that they may be entitled to.
The TRICARE medical insurance program is designed to assist you and your eligible family members with maintaining your health, and providing you with care when you are sick or injured. While TRICARE coverage is comprehensive, covering a wide range of services, products and programs, it doesn’t cover everything. It’s important that you know what TRICARE does and doesn’t cover so that you can take best advantage of your benefit, and so that you don’t incur any unnecessary costs.
Did you know that you may be able to claim parents or parents-in-law as dependents. If you do claim your parents as dependents, they too have certain TRICARE benefits. In order for your parents to be eligible to be your dependents you must be paying more than half of their expenses. However, unlike your children, your parents do not need to live with you for over half the year for you to claim them. You’ll also need to enroll your dependent parents in the Defense Eligibility Enrollment System (DEERS) so that they can access TRICARE Plus. Read the full post to learn more about this program!